Credit Repair & Education
Fair Credit Reporting Act (pdf File)
Fair Debt Collection Act
Fair And Accurate Credit Transactions Act
How To Opt-Out of Affiliate Sharing By Banks
- By calling 1-888-5OPTOUT, you can opt-out of "prescreening." Be sure to indicate that you wish to opt-out permanently, otherwise, the CRA will start prescreening you again in five years. To opt-out permanently, you will need to complete a form that the CRAs will send after you complete the call.
- Credit Score Accuracy and Implications for Consumers (PDF), National Credit Reporting Association (NCRA) and the Consumer Federation of America (CFA), December 2002.
- Myfico.com.
- Survey of Three Big Sources Finds Credit Scores Can Clash, Wall Street Journal, December 18, 2002.
- Flaws in Credit Reports Could Hurt Millions of Consumers, Wall Street Journal, December 17, 2002.
- Credit-Scoring Firms Push Sale of Data to Consumers, Wall Street Journal, November 20, 2002.
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