HOW TO OBTAIN YOUR CREDIT REPORT
There are several ways to obtain a copy of your credit report(s):
- If you have been denied credit within the past 60 days, you may obtain a copy of your credit report for free. The creditor denying your application for credit must provide you with the reasons for the refusal of credit and the name and address of the credit reporting agency from which they based their decision. You can contact that credit reporting agency, and they will provide you with a copy of your credit report for free. Please note, you will only receive on of the three credit reports that you need in order to know your complete credit history. You will still have to order the other two reports. Remember, there are three major Credit Reporting Agencies, Trans Union, Equifax and Experian.
- You are entitled under the law to one free copy of your credit report from each of the reporting agencies. You can obtain a FREE copy at AnnualCreditReport.com. This service is 100% Free. You will not have to sign up for any type of trial program as many other so-called FREE Credit Report offers require.
- Crystal Clear Credit can order your credit report for you for a nominal fee. This will save you time and expedite your FREE Credit Report Evaluation, if you do not have a current copy of all three of your credit reports. If you would like for CCC to order your credit report and provide you with a FREE Credit Report Evaluation, simply download the Authorization Form, complete the information and fax it to us at 866-748-4320.
